Nag-claim na Beneficiaries
Received P405,000
Isang beses palang nagbayad ng halagang P2,647. Sa hindi inaasahang pangyayari ay naka aksidente dahilan ng kanyang pagkamatay.
Received P450,000
OFW ang kanyang anak sa Israel. Nagkasakit at namatay sa Pilipinas.
Received P900,000
OFW sa Israel. Aksidenteng nahulog at naging sanhi ng kanyang pagkamatay.
Kaiser 3-in-1 Investment
Healthcare
Life Insurance
Investment
Mga Benepisyo
TRANSFERRABLE
Once namatay ang planholder lahat ng benefits ay matra-transfer sa primary beneficiary during and after paying period.
RETIREMENT SAVINGS
Kumpletong package na ito kapag ikaw ay nagretiro. May Savings ka na, Health Insurance at Investment pang kasama.
ONLINE ACCESS
Hassle free na. Dahil lahat ay maa-access mo sa sarili mong portal or account. Maging sa pagbabayad.
A Complete Financial Solution
If You Get Sick, If You Die Too Soon &
If You Live Too Long!
Benepisyo Habang Nagbabayad
free dental benefits once a year
Minimum 50,000 pesos a year magagamit sa ospital depende sa plan na kinuha.
Free Annual Physical Exam sa Kaiser Medical Center or accredited clinic at ospital sa inyong lugar.
202,500 pesos minimum TERM LIFE INSURANCE
202,500 pesos minimum ACCIDENTAL DEATH BENEFITS
Mga Benepisyo sa Kaiser
Healthcare
Benefits
Healthcare
Savings Plan
Term Life
Benefits
Accidental
Death Benefits
Disability
Benefits
Benepisyo Matapos Mabayaran
Pre-existing illness ay covered na kahit malala pa.
Term Life and Accidental benefits ay tuloy-tuloy hanggang maturity.
May 10% yearly healthcare hospital benefits limit ka depende sa plan na kinuha mo plus 10% compounding interest based sa fund.
Any related to Maternity ay covered.
May additional 3% yearly healthcare benefit din subject for provisions
depende sa takbo ng market.
Options mo Pag
Nag-Mature Na
3 Settlement Options Mo
1. Ayaw mo i-withdraw para tuloy-tuloy ang benepisyo
sa healthcare at tubo ng pera mo.
2. Kalahati lang i-withdraw mo at ang natira ay para may healthcare benefit ka pa rin at ang natirang pondo ay patuloy na tumutubo.
3. Withdraw all the amount. Sa option na ito, lahat ng benefits mo ay wala na.
Long-Term Care Bonus
85%
ng binayad mo ay babalik sayo pagdating ng maturity once hindi mo nagamit during paying period.
P411,750 (Plan K-100) = P350,000 (85%)
Kaiser Plan | Total Maturity |
K-45,000 | P524,776 |
K-75,000 | P874,626 |
K-100,000 | P1,116,168 |
K-125,000 | P1,457,710 |
Pag malaki plan mo, malaki ang benepisyo na matatanggap at makukuha mo
Total Amount on Maturity
Pag malaki plan mo, malaki ang benepisyo na matatanggap at makukuha mo
Sample Kaiser Plan and Computation
Sample:
At Age 40:
Kaiser Plan K-100
Monthly: P5,882
Yearly: P58,821
Total Contract Price: P411,750
At Age 47: Fully Paid
At Age 60: Kaiser Mature
Total Maturity Amount P1,166,168
Benefits Claimed
Benefits Claimed
Contract Provisions
1-7 years = Paying period or Accumulation period
8-20 years = Waiting period or Extended Period
20 years = Maturity or Long-Term Care Period
7 years to pay + 13 years to wait = 20 years
Retirement Savings
Savings
Investment
Healthcare
Kumpletong package na ito kapag ikaw ay nagretiro. May savings ka na, Health Insurance at may Investment pang kasama.
Financial Educator & Online Entrepreneur
Mobile/Whatsapp: +63926 800 8685
